Healthcare finance

Capital for your medical practice acquisition

We connect dentists, vets, and doctors to lenders offering medical practice startup loans and expansion funding tailored to clinical revenue cycles.

Call a funding specialist

Soft inquiry only. Checking your eligibility does not affect credit.

Industry terminology
  • SBA 7a
  • Practice valuation
  • EBITDA
  • Clinical overhead
  • Debt service coverage
  • Asset appraisal
  • Loan-to-value
  • Working capital
  • $50K–$5M Funding range
  • 48–72 hours Time to initial offer
  • 1 soft pull Credit impact
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Submit simple profile
Complete our secure form with your practice intent and financial history.
2
Us
Review lending options
We match your profile to lenders specializing in medical practice financing.
3
Lender
Compare custom offers
Evaluate specific terms including interest rates and repayment schedules.
4
Lender
Finalize documentation
Sign your agreement and receive funds to start or grow your practice.

Medical market expertise

  • We prioritize lenders who understand clinical revenue streams.
  • Focus on cash flow rather than traditional banking metrics.

Streamlined application

  • Submit one request to reach a network of specialty lenders.
  • Minimize paperwork through digital document synchronization.

No-cost matching

  • Our service is paid by partner lenders, not by you.
  • Receive professional guidance without hidden broker fees.
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

01

Short operating history

Traditional banks require three years of tax returns for new startup loans.

We match you with lenders who prioritize your professional credentials and clinical projections.
02

High existing debt

Current student or practice loans can trigger standard debt-to-income limits.

Explore healthcare debt consolidation strategies that bundle obligations for a single payment.
03

Collateral gaps

Standard bank loans often require heavy personal asset backing for startups.

SBA 7a loans for doctors often include partial guarantees to reduce personal asset requirements.
Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

Illustrative Pacific Northwest · Acquisition loan
$400K–$600K

Veterinary practice buyer

Acquiring an existing small animal clinic with established equipment and staff.

Illustrative Southeast · Equipment lease
$150K–$250K

Private practice dentist

Purchasing new digital imaging and 3D printing equipment for a new office.

Illustrative Northeast · SBA 7a startup
$500K–$800K

Internal medicine doctor

Full build-out and renovation costs for a new solo primary care practice.

Illustrative Midwest · Working capital
$100K–$150K

Physical therapy group

Working capital to manage staffing costs during a site relocation period.

How we label illustrative scenarios →

Need more info?

Educational guide library

Access our library of white papers on medical practice valuation, tax implications of debt, and clinical efficiency benchmarks to prepare for your application.

Questions we get asked

Frequently asked.

Lenders look for a score of 680 or higher for competitive rates. If your score is lower, they may weigh your clinic's projected revenue or your specific clinical specialty as primary indicators for lending eligibility.

What are you looking for?

Pick the option that fits your situation — we'll take you to the right place.